dc.description.abstract | The rapid development of information technology has provided many benefits to society in their life. The development of
information technology provides convenience and practicality of doing things. It is very useful and appropriate for current
daily lifestyles. Development of information technology is a great opportunity for companies to creatively inovate their product
in order to develop their business. This great opportunity is noted and utilized by various companies, including banks.
Currently, banks in Indonesia have launched various products which are based on information technology. One of the banks
that launched information technology products is Conventional Bank. Information technology usage has been a major focus of
information systems research for more than two decades. This is because information technology usage has been demonstrated
to be a key driver of organizational performance. While most prior research on information technology usage has focused on
initial usage or acceptance (Anderson et al., 2001; Davis et al., 1989; Taylor and Todd, 1995), long term information
technology usage or continuance has recently gained increased attention among researchers (Devaraj and Kohli, 2003;
Pollard, 2003; Premkumar and Bhattacherjee, 2008). Information technology development is a great opportunity for
companies to creatively innovate their product in order to develop their business. One of the information technology-based
products that grow quite rapidly at this time is Internet banking. Internet banking is one of the information technology that give
option to their customers for bypassing the time-consuming, paper-based aspects of traditional banking in order to manage
their finances more quickly and efficiently. This opportunity has been seen by CIMB Niaga Bank as one of the largest bank in
Indonesia. Our study is to analyze the effect of personal innovativeness, social influence, compability, perceived of usefulness,
perceived ease of use, perceived credibility, behavioral intention of use on actual usage as the propose of an extended
framework to re-examine actual usage of technology. This study uses a quantitative approach using regression techniques
(multiple regression) through the program SPSS 22. The samples were 150 respondents with non probability sampling
technique. The sampling method was purposive sampling | en_US |